Are you a Nigerian student passionate about insurance and economic issues? The 2025 Consolidated Hallmark Insurance (CHI) Essay Competition is your chance to win up to ₦1 million, gain industry recognition, and showcase your critical thinking skills!
This prestigious annual contest, now in its 12th year, is designed to encourage research, innovation, and deeper knowledge of insurance among tertiary education students in Nigeria.
If you’re studying Insurance or Actuarial Science at a tertiary institution in Nigeria, this is a golden opportunity to stand out and boost your academic and professional journey.
Why You Should Apply for the CHI Essay Competition
✅ Grand Prize of ₦1,000,000 for the Winner
✅ ₦750,000 for the 1st Runner-up & ₦500,000 for the 2nd Runner-up
✅ National Recognition – Top finalists will be honored at an awards ceremony, attended by parents, guardians, and university representatives.
✅ Media Exposure – Winners will be featured in major newspapers and online platforms.
Eligibility Criteria – Who Can Apply?
To qualify for the 2025 CHI Essay Competition, you must:
✔️ Be a 300-level (HND1) student or higher.
✔️ Be enrolled in a Nigerian tertiary institution.
✔️ Be studying Insurance or Actuarial Science.
✔️ Submit an original, well-referenced essay (APA format).
✔️ Type your essay in double-line spacing (1000 words max).
Deadline: April 11, 2025 – Don’t wait!
Essay Topic for 2025
✍️ “Economic Hardship: Effect on Disposable Income and Demand for Insurance”
This topic explores how economic challenges impact financial decision-making, particularly in the insurance sector. Your essay should provide insights, solutions, and well-researched arguments backed by credible references.
Selection Process – How Winners Are Chosen
✔ First Round: Your essay will be assessed by your university’s Insurance Department panel. They will select the top three essays from each institution.
✔ Final Round: The selected essays will be graded by a panel of distinguished insurance experts appointed by Consolidated Hallmark Insurance.
The top three winners will be announced at a high-profile awards ceremony!
How to Apply for the 2025 CHI Essay Competition
Follow these steps to submit your entry successfully:
1️⃣ Write a compelling essay on the topic. Keep it within 1000 words.
2️⃣ Submit your essay to the Head of Insurance Department at your institution.
3️⃣ Your HOD will select the top three essays and send them in PDF format to:
📩 Info@chiplc.com (CC: awardscommittee@chiplc.com)
4️⃣ Hard copies should also be posted to Consolidated Hallmark Insurance Plc.
📅 Deadline: April 11, 2025 – Ensure your essay is submitted before this date!
Final Tips to Win the CHI Essay Competition
✔ Be Original – Avoid plagiarism and use proper citations.
✔ Stay on Topic – Address the theme directly with strong arguments.
✔ Use Data & Facts – Strengthen your points with credible statistics.
✔ Follow the Format – Double-line spacing, APA referencing, and a professional structure.
✔ Submit on Time! – Late submissions will not be considered.
Why This Competition Matters
The CHI Essay Competition is more than just a contest—it’s a career-building opportunity. Winners gain recognition, industry connections, and financial rewards that can shape their future in the insurance sector.
Do you have what it takes to be the next CHI Essay Competition winner? Submit your essay today and take the first step toward a brighter future!
🔔 Don’t forget: Deadline – April 11, 2025
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