Student Loans: The Complete Guide
Borrowing smart is as important as earning scholarships. Learn how federal and private loans work, which repayment plan saves you the most, and how to qualify for forgiveness.
Federal vs Private Loans
Understand the key differences — interest rates, protections, repayment options — before borrowing.
Repayment Plans
Standard, Graduated, Income-Driven (IBR, PAYE, SAVE) — find the plan that fits your income.
Loan Forgiveness
Public Service Loan Forgiveness, Teacher Loan Forgiveness, IDR forgiveness — are you eligible?
Loan Calculator
Calculate your monthly payment, total interest, and payoff timeline with any repayment plan.